Short-Term Disability Insurance

Aflac Short-Term Disability Insurance can help provide income protection while you are unable to work due to a covered sickness, injury or mental health condition so you can focus on recovery. With a variety of options to fit your unique needs, Aflac's Short-Term Disability Insurance keeps on working when you can't.

Ask your employer about Aflac Short-Term Disability insurance. This product is available through worksite payroll deduction only.

No Medical Questions

Guaranteed-issue options are available for select products, which means no underwriting questions.

May not be available in all states

Guaranteed Renewable

Guaranteed renewable up to age 75.

Aflac Value Rider

Guaranteed Payout. Pays policyholders up to $1,000 every 5 consecutive years just for keeping the policy and rider. 1

How Short-Term Disability Insurance Works 2

Individual is injured in a covered accident.

Individual is totally disabled and cannot work for 6 weeks.

Aflac Short-Term Disability coverage pays benefits directly to the policyholder.*

Peace of mind doesn't
have to break the bank

Don't wait until it's too late. Help cover yourself and your family with coverage from Aflac.

Affordable

weekly rates as low as a movie ticket. 3

© 2024 AFLAC INCORPORATED

Except in New York, individual insurance and group dental and vision insurance is offered by American Family Life Assurance Company of Columbus. In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730)

Dental and Vision plans are administered by Aflac Benefit Solutions, Inc.

Aflac Worldwide Headquarters | Columbus, GA

Aflac Group | Columbia, SC

American Family Life Assurance Company of New York | Albany, NY

Aflac’s Premium Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.

Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908)